/* ========== ROOT & RESET ========== */
:root{
  --primary:#075985;
  --primary-light:#0284C7;
  --accent:#F97316;
  --accent-glow:#FB923C;
  --bg:#F0F9FF;
  --bg-dark:#041E34;
  --text:#0F172A;
  --muted:#475569;
  --white:#FFFFFF;
  --glass-bg: rgba(255,255,255,0.55);
  --glass-border: rgba(255,255,255,0.6);
  --gradient-main: linear-gradient(135deg,#075985 0%,#0284C7 50%,#38BDF8 100%);
  --gradient-accent: linear-gradient(135deg,#F97316 0%,#FB923C 100%);
  --gradient-soft: linear-gradient(135deg,#E0F2FE 0%,#F0F9FF 100%);
  --gradient-neon: linear-gradient(135deg,#0284C7 0%,#F97316 100%);
  --radius: 24px;
  --radius-lg: 32px;
  --shadow-soft: 0 10px 40px rgba(7,89,133,0.08);
  --shadow-strong: 0 20px 60px rgba(7,89,133,0.18);
  --shadow-glow: 0 10px 40px rgba(249,115,22,0.35);
  --transition: all .4s cubic-bezier(.2,.7,.2,1);
}

*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;scroll-padding-top:90px;}
body{
  font-family:'Open Sans',system-ui,sans-serif;
  color:var(--text);
  background:var(--bg);
  line-height:1.6;
  overflow-x:hidden;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4,h5,h6{font-family:'Nunito Sans',sans-serif;font-weight:800;line-height:1.2;color:var(--primary);}
h1{font-size:clamp(2.2rem,5vw,4.2rem);}
h2{font-size:clamp(1.8rem,4vw,3rem);}
h3{font-size:clamp(1.3rem,2.5vw,1.7rem);}
p{color:var(--muted);font-size:1rem;}
a{text-decoration:none;color:inherit;}
img{max-width:100%;display:block;}
button{font-family:inherit;cursor:pointer;border:none;}

/* ========== FLOATING BACKGROUND ORBS ========== */
.bg-orbs{position:fixed;inset:0;z-index:-1;overflow:hidden;pointer-events:none;}
.orb{
  position:absolute;border-radius:50%;
  filter:blur(80px);opacity:.5;
  animation:float 20s ease-in-out infinite;
}
.orb-1{width:500px;height:500px;background:#0284C7;top:-100px;left:-100px;}
.orb-2{width:450px;height:450px;background:#F97316;top:40%;right:-150px;animation-delay:-7s;}
.orb-3{width:400px;height:400px;background:#38BDF8;bottom:-150px;left:30%;animation-delay:-14s;opacity:.3;}
@keyframes float{
  0%,100%{transform:translate(0,0) scale(1);}
  33%{transform:translate(60px,-40px) scale(1.1);}
  66%{transform:translate(-40px,60px) scale(.95);}
}

/* ========== NAVIGATION ========== */
.navbar{
  position:fixed;top:0;left:0;right:0;z-index:1000;
  padding:14px 6%;
  background:rgba(255,255,255,.7);
  backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);
  border-bottom:1px solid rgba(255,255,255,.5);
  transition:var(--transition);
  display:flex;align-items:center;justify-content:space-between;
}
.navbar.scrolled{
  padding:10px 6%;
  background:rgba(255,255,255,.92);
  box-shadow:0 6px 30px rgba(7,89,133,.1);
}
.logo{display:flex;align-items:center;gap:10px;font-family:'Nunito Sans',sans-serif;font-weight:800;font-size:1.25rem;color:var(--primary);}
.logo-icon{
  width:42px;height:42px;border-radius:14px;
  background:var(--gradient-main);
  display:flex;align-items:center;justify-content:center;
  color:#fff;font-size:1.2rem;
  box-shadow:0 6px 20px rgba(7,89,133,.3);
}
.logo span{color:var(--accent);}
.nav-links{display:flex;gap:28px;list-style:none;align-items:center;}
.nav-links a{
  font-weight:600;font-size:.94rem;color:var(--primary);
  position:relative;transition:var(--transition);
}
.nav-links a::after{
  content:'';position:absolute;bottom:-4px;left:0;
  width:0;height:2px;background:var(--gradient-accent);
  transition:width .3s ease;
}
.nav-links a:hover::after{width:100%;}
.nav-links a:hover{color:var(--accent);}
.nav-cta{
  padding:11px 24px;border-radius:50px;
  background:var(--gradient-accent);color:#fff;font-weight:700;
  box-shadow:var(--shadow-glow);
  transition:var(--transition);
}
.nav-cta:hover{transform:translateY(-2px);box-shadow:0 14px 40px rgba(249,115,22,.5);}
.menu-toggle{display:none;background:none;font-size:1.5rem;color:var(--primary);}

/* ========== BUTTONS ========== */
.btn{
  display:inline-flex;align-items:center;gap:10px;
  padding:14px 32px;border-radius:50px;
  font-weight:700;font-size:.98rem;
  transition:var(--transition);cursor:pointer;
}
.btn-primary{
  background:var(--gradient-accent);color:#fff;
  box-shadow:var(--shadow-glow);
}
.btn-primary:hover{transform:translateY(-3px);box-shadow:0 18px 50px rgba(249,115,22,.55);}
.btn-outline{
  background:rgba(255,255,255,.7);color:var(--primary);
  border:2px solid var(--primary);
  backdrop-filter:blur(10px);
}
.btn-outline:hover{background:var(--primary);color:#fff;}

/* ========== CONTAINER ========== */
.container{max-width:1280px;margin:0 auto;padding:0 6%;}
section{padding:100px 0;position:relative;}
.section-head{text-align:center;max-width:720px;margin:0 auto 60px;}
.eyebrow{
  display:inline-block;padding:6px 18px;border-radius:50px;
  background:rgba(249,115,22,.12);color:var(--accent);
  font-weight:700;font-size:.82rem;letter-spacing:1.5px;
  text-transform:uppercase;margin-bottom:16px;
}
.section-head h2{margin-bottom:16px;}
.section-head p{font-size:1.08rem;}

/* ========== HERO ========== */
.hero{
  min-height:100vh;display:flex;align-items:center;
  padding-top:120px;padding-bottom:60px;position:relative;
  overflow:hidden;
}
.hero-grid{
  display:grid;grid-template-columns:1.1fr 1fr;gap:60px;align-items:center;
}
.hero-content .eyebrow{margin-bottom:20px;}
.hero h1{margin-bottom:22px;}
.hero h1 .accent{
  background:var(--gradient-neon);
  -webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;
}
.hero-desc{font-size:1.12rem;margin-bottom:32px;max-width:560px;}
.hero-ctas{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:40px;}
.hero-trust{display:flex;gap:30px;flex-wrap:wrap;}
.trust-item{display:flex;align-items:center;gap:10px;}
.trust-item i{color:var(--accent);font-size:1.3rem;}
.trust-item strong{font-family:'Nunito Sans',sans-serif;color:var(--primary);font-size:1.05rem;}
.trust-item span{display:block;font-size:.82rem;color:var(--muted);}

/* Hero Visual */
.hero-visual{position:relative;height:560px;}
.hero-card{
  position:absolute;border-radius:var(--radius-lg);overflow:hidden;
  box-shadow:var(--shadow-strong);
}
.hero-card-1{
  width:75%;top:0;left:0;height:360px;
  animation:floatY 6s ease-in-out infinite;
}
.hero-card-2{
  width:55%;bottom:0;right:0;height:280px;
  animation:floatY 6s ease-in-out infinite reverse;
  animation-delay:-3s;
}
.hero-card img{width:100%;height:100%;object-fit:cover;}
.floating-badge{
  position:absolute;background:var(--glass-bg);
  backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);
  border:1px solid var(--glass-border);
  border-radius:var(--radius);padding:18px 22px;
  display:flex;align-items:center;gap:14px;
  box-shadow:var(--shadow-soft);
  animation:floatY 5s ease-in-out infinite;
}
.badge-1{top:30%;right:-20px;animation-delay:-1s;}
.badge-2{bottom:10%;left:-10px;animation-delay:-2.5s;}
.badge-icon{
  width:46px;height:46px;border-radius:14px;
  background:var(--gradient-accent);color:#fff;
  display:flex;align-items:center;justify-content:center;font-size:1.2rem;
}
.badge-icon.blue{background:var(--gradient-main);}
.badge-text strong{display:block;color:var(--primary);font-family:'Nunito Sans',sans-serif;}
.badge-text span{font-size:.82rem;color:var(--muted);}
@keyframes floatY{
  0%,100%{transform:translateY(0);}
  50%{transform:translateY(-15px);}
}

/* ========== ABOUT ========== */
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;}
.about-img{
  position:relative;border-radius:var(--radius-lg);overflow:hidden;
  box-shadow:var(--shadow-strong);
}
.about-img img{width:100%;height:500px;object-fit:cover;}
.about-content h2{margin-bottom:18px;}
.about-content > p{margin-bottom:28px;font-size:1.05rem;}
.vm-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;}
.vm-card{
  background:var(--glass-bg);backdrop-filter:blur(16px);
  border:1px solid var(--glass-border);
  border-radius:var(--radius);padding:22px;
  transition:var(--transition);
}
.vm-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-soft);}
.vm-card i{
  width:48px;height:48px;border-radius:14px;
  background:var(--gradient-main);color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-size:1.2rem;margin-bottom:12px;
}
.vm-card:nth-child(2) i,.vm-card:nth-child(4) i{background:var(--gradient-accent);}
.vm-card h4{font-size:1.1rem;margin-bottom:8px;color:var(--primary);}
.vm-card p{font-size:.92rem;margin:0;}

/* ========== METRICS ========== */
.metrics{
  background:var(--gradient-main);border-radius:var(--radius-lg);
  padding:60px 40px;color:#fff;
  box-shadow:var(--shadow-strong);
  position:relative;overflow:hidden;
}
.metrics::before{
  content:'';position:absolute;inset:0;
  background:radial-gradient(circle at 20% 30%,rgba(255,255,255,.15),transparent 50%);
}
.metrics-grid{
  display:grid;grid-template-columns:repeat(4,1fr);gap:30px;
  position:relative;z-index:1;text-align:center;
}
.metric i{font-size:2rem;color:#FFB980;margin-bottom:12px;}
.metric-num{
  font-family:'Nunito Sans',sans-serif;font-weight:900;
  font-size:clamp(2rem,4vw,3.2rem);color:#fff;display:block;
}
.metric-label{font-size:.95rem;opacity:.9;}

/* ========== FEATURES (Why Choose Us) ========== */
.features-grid{
  display:grid;grid-template-columns:repeat(3,1fr);gap:26px;
}
.feature-card{
  background:var(--glass-bg);backdrop-filter:blur(16px);
  border:1px solid var(--glass-border);
  border-radius:var(--radius);padding:32px 28px;
  transition:var(--transition);position:relative;overflow:hidden;
}
.feature-card::before{
  content:'';position:absolute;top:0;left:0;width:100%;height:4px;
  background:var(--gradient-accent);
  transform:scaleX(0);transform-origin:left;transition:transform .5s ease;
}
.feature-card:hover::before{transform:scaleX(1);}
.feature-card:hover{transform:translateY(-8px);box-shadow:var(--shadow-strong);}
.feature-icon{
  width:64px;height:64px;border-radius:20px;
  background:var(--gradient-main);color:#fff;
  display:flex;align-items:center;justify-content:center;font-size:1.6rem;
  margin-bottom:18px;
}
.feature-card:nth-child(even) .feature-icon{background:var(--gradient-accent);}
.feature-card h3{font-size:1.2rem;margin-bottom:10px;}
.feature-card p{font-size:.95rem;}

/* ========== PROCESS ========== */
.process-grid{
  display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative;
}
.process-grid::before{
  content:'';position:absolute;top:40px;left:10%;right:10%;
  height:2px;background:linear-gradient(90deg,transparent,var(--accent),transparent);
  z-index:0;
}
.process-step{
  background:var(--glass-bg);backdrop-filter:blur(16px);
  border:1px solid var(--glass-border);
  border-radius:var(--radius);padding:30px 24px;text-align:center;
  position:relative;z-index:1;transition:var(--transition);
}
.process-step:hover{transform:translateY(-6px);box-shadow:var(--shadow-strong);}
.step-num{
  width:64px;height:64px;border-radius:50%;
  background:var(--gradient-accent);color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-family:'Nunito Sans',sans-serif;font-size:1.5rem;font-weight:800;
  margin:0 auto 18px;box-shadow:var(--shadow-glow);
}
.process-step:nth-child(even) .step-num{background:var(--gradient-main);box-shadow:0 10px 30px rgba(2,132,199,.35);}
.process-step h3{font-size:1.15rem;margin-bottom:10px;}
.process-step p{font-size:.92rem;}

/* ========== SERVICE CARDS (LOANS, INSURANCE, INVESTMENT, OTHER) ========== */
.service-grid{display:grid;gap:26px;}
.service-grid.cols-3{grid-template-columns:repeat(3,1fr);}
.service-grid.cols-2{grid-template-columns:repeat(2,1fr);}
.service-card{
  background:var(--glass-bg);backdrop-filter:blur(16px);
  border:1px solid var(--glass-border);
  border-radius:var(--radius);padding:32px 28px;
  transition:var(--transition);position:relative;overflow:hidden;
}
.service-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-strong);}
.service-emoji{font-size:2.4rem;display:block;margin-bottom:14px;}
.service-icon{
  width:58px;height:58px;border-radius:18px;
  background:var(--gradient-main);color:#fff;
  display:flex;align-items:center;justify-content:center;font-size:1.4rem;
  margin-bottom:16px;
}
.service-card:nth-child(even) .service-icon{background:var(--gradient-accent);}
.service-card h3{font-size:1.18rem;margin-bottom:8px;}
.service-card p{font-size:.94rem;margin-bottom:16px;}
.service-link{
  color:var(--accent);font-weight:700;font-size:.9rem;
  display:inline-flex;align-items:center;gap:6px;transition:var(--transition);
}
.service-link:hover{gap:10px;}

/* ========== CTA SECTION ========== */
.cta-section{
  background:var(--gradient-main);border-radius:var(--radius-lg);
  padding:70px 50px;text-align:center;color:#fff;
  position:relative;overflow:hidden;
  box-shadow:var(--shadow-strong);
}
.cta-section::before{
  content:'';position:absolute;inset:0;
  background:
    radial-gradient(circle at 15% 20%,rgba(249,115,22,.3),transparent 40%),
    radial-gradient(circle at 85% 80%,rgba(56,189,248,.3),transparent 40%);
}
.cta-section > *{position:relative;z-index:1;}
.cta-section h2{color:#fff;margin-bottom:16px;}
.cta-section p{color:rgba(255,255,255,.92);font-size:1.1rem;margin-bottom:30px;max-width:640px;margin-left:auto;margin-right:auto;}
.cta-section .btn-primary{
  background:var(--accent);box-shadow:0 14px 40px rgba(0,0,0,.25);
}
.cta-section .btn-primary:hover{background:var(--accent-glow);}

/* ========== PRICING ========== */
.pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;}
.price-card{
  background:var(--glass-bg);backdrop-filter:blur(16px);
  border:1px solid var(--glass-border);
  border-radius:var(--radius-lg);padding:40px 32px;
  transition:var(--transition);position:relative;
}
.price-card:hover{transform:translateY(-8px);box-shadow:var(--shadow-strong);}
.price-card.featured{
  background:var(--gradient-main);color:#fff;border-color:transparent;
  transform:scale(1.03);
}
.price-card.featured h3,.price-card.featured .price-label,.price-card.featured .price-features li{color:#fff;}
.price-card.featured .price-features li i{color:#FFB980;}
.badge-popular{
  position:absolute;top:-14px;right:24px;
  background:var(--accent);color:#fff;
  padding:6px 16px;border-radius:50px;font-size:.78rem;font-weight:700;
  box-shadow:var(--shadow-glow);
}
.price-label{color:var(--accent);font-weight:700;font-size:.9rem;text-transform:uppercase;letter-spacing:1.5px;margin-bottom:8px;}
.price-card h3{margin-bottom:14px;}
.price-amount{font-family:'Nunito Sans',sans-serif;font-weight:900;font-size:2.8rem;margin-bottom:4px;}
.price-amount span{font-size:1rem;font-weight:600;opacity:.8;}
.price-features{list-style:none;margin:24px 0;}
.price-features li{display:flex;align-items:center;gap:10px;padding:8px 0;font-size:.95rem;}
.price-features li i{color:var(--accent);}
.price-card .btn{width:100%;justify-content:center;}

/* ========== FORMS ========== */
.form-wrap{
  background:var(--glass-bg);backdrop-filter:blur(16px);
  border:1px solid var(--glass-border);
  border-radius:var(--radius-lg);padding:50px;
  box-shadow:var(--shadow-soft);
}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;}
.form-group{display:flex;flex-direction:column;}
.form-group.full{grid-column:1/-1;}
.form-group label{font-weight:600;font-size:.92rem;margin-bottom:8px;color:var(--primary);}
.form-group input,.form-group select,.form-group textarea{
  padding:14px 18px;border-radius:14px;
  border:2px solid #E2E8F0;background:#fff;
  font-family:inherit;font-size:.98rem;
  transition:var(--transition);
}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{
  outline:none;border-color:var(--primary-light);
  box-shadow:0 0 0 4px rgba(2,132,199,.15);
}
.form-group textarea{resize:vertical;min-height:120px;}
.consent{display:flex;align-items:flex-start;gap:10px;grid-column:1/-1;}
.consent input{width:20px;height:20px;margin-top:2px;}
.consent label{font-size:.88rem;margin:0;}
.consent a{color:var(--accent);font-weight:600;}
.success-msg{
  display:none;margin-top:20px;padding:16px;border-radius:14px;
  background:rgba(16,185,129,.12);border:1px solid #10B981;
  color:#065F46;font-weight:600;text-align:center;
}
.success-msg.show{display:block;animation:slideIn .5s ease;}
@keyframes slideIn{from{opacity:0;transform:translateY(-10px);}to{opacity:1;transform:translateY(0);}}

/* ========== REVIEWS ========== */
.reviews-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;}
.review-card{
  background:var(--glass-bg);backdrop-filter:blur(16px);
  border:1px solid var(--glass-border);
  border-radius:var(--radius);padding:30px;
  transition:var(--transition);position:relative;
}
.review-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-strong);}
.stars{color:var(--accent);margin-bottom:14px;font-size:1rem;}
.review-card p{font-style:italic;font-size:.97rem;margin-bottom:22px;color:var(--text);}
.reviewer{display:flex;align-items:center;gap:12px;}
.reviewer-img{
  width:50px;height:50px;border-radius:50%;
  background:var(--gradient-main);color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-weight:700;font-size:1.1rem;font-family:'Nunito Sans',sans-serif;
}
.reviewer-info strong{display:block;color:var(--primary);font-family:'Nunito Sans',sans-serif;}
.reviewer-info span{font-size:.82rem;color:var(--muted);}

/* ========== FAQ ========== */
.faq-wrap{max-width:820px;margin:0 auto;}
.faq-item{
  background:var(--glass-bg);backdrop-filter:blur(16px);
  border:1px solid var(--glass-border);
  border-radius:var(--radius);margin-bottom:16px;
  overflow:hidden;transition:var(--transition);
}
.faq-q{
  padding:22px 26px;display:flex;justify-content:space-between;align-items:center;
  cursor:pointer;font-weight:700;color:var(--primary);font-family:'Nunito Sans',sans-serif;
  font-size:1.05rem;
}
.faq-q i{transition:transform .4s ease;color:var(--accent);}
.faq-item.active .faq-q i{transform:rotate(180deg);}
.faq-a{
  max-height:0;overflow:hidden;transition:max-height .4s ease;
  padding:0 26px;
}
.faq-a p{padding:0 0 22px;margin:0;}
.faq-item.active .faq-a{max-height:300px;}

/* ========== CONTACT ========== */
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:40px;}
.contact-info{display:flex;flex-direction:column;gap:20px;}
.contact-item{
  display:flex;align-items:center;gap:18px;
  background:var(--glass-bg);backdrop-filter:blur(16px);
  border:1px solid var(--glass-border);
  border-radius:var(--radius);padding:22px;
  transition:var(--transition);
}
.contact-item:hover{transform:translateX(6px);box-shadow:var(--shadow-soft);}
.contact-icon{
  width:54px;height:54px;border-radius:16px;
  background:var(--gradient-main);color:#fff;
  display:flex;align-items:center;justify-content:center;font-size:1.3rem;
  flex-shrink:0;
}
.contact-item:nth-child(even) .contact-icon{background:var(--gradient-accent);}
.contact-item strong{display:block;font-family:'Nunito Sans',sans-serif;color:var(--primary);font-size:1.05rem;margin-bottom:2px;}
.contact-item span,.contact-item a{color:var(--muted);font-size:.95rem;}
.contact-item a:hover{color:var(--accent);}

/* ========== FOOTER ========== */
footer{
  background:var(--bg-dark);color:#CBD5E1;padding:80px 0 0;margin-top:80px;
  position:relative;overflow:hidden;
}
footer::before{
  content:'';position:absolute;top:0;left:0;right:0;height:2px;
  background:var(--gradient-neon);
}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:50px;}
.footer-col h4{color:#fff;margin-bottom:20px;font-size:1.1rem;}
.footer-col .logo{margin-bottom:16px;color:#fff;}
.footer-col p{color:#94A3B8;font-size:.93rem;margin-bottom:16px;}
.footer-socials{display:flex;gap:12px;}
.footer-socials a{
  width:40px;height:40px;border-radius:12px;
  background:rgba(255,255,255,.08);
  display:flex;align-items:center;justify-content:center;
  color:#fff;transition:var(--transition);
}
.footer-socials a:hover{background:var(--gradient-accent);transform:translateY(-3px);}
.footer-col ul{list-style:none;}
.footer-col ul li{margin-bottom:10px;}
.footer-col ul a{color:#94A3B8;font-size:.93rem;transition:var(--transition);}
.footer-col ul a:hover{color:var(--accent);padding-left:6px;}
.footer-newsletter-cta{
  background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);
  border-radius:var(--radius);padding:24px;margin-top:10px;
}
.footer-newsletter-cta p{margin-bottom:14px;}
.footer-newsletter-cta .btn{font-size:.88rem;padding:12px 22px;width:100%;justify-content:center;}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.08);
  padding:24px 0;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px;
  font-size:.88rem;color:#94A3B8;
}
.footer-legal a{color:#94A3B8;margin-left:20px;cursor:pointer;transition:var(--transition);}
.footer-legal a:hover{color:var(--accent);}

/* ========== MODALS ========== */
.modal{
  display:none;position:fixed;inset:0;z-index:2000;
  background:rgba(4,30,52,.85);backdrop-filter:blur(8px);
  align-items:center;justify-content:center;padding:20px;
}
.modal.open{display:flex;animation:fadeIn .3s ease;}
.modal-content{
  background:#fff;border-radius:var(--radius-lg);
  max-width:760px;width:100%;max-height:85vh;overflow-y:auto;
  padding:50px;position:relative;
  box-shadow:var(--shadow-strong);
}
.modal-close{
  position:absolute;top:18px;right:18px;
  width:40px;height:40px;border-radius:50%;
  background:#F1F5F9;color:var(--primary);
  display:flex;align-items:center;justify-content:center;
  font-size:1.2rem;transition:var(--transition);
}
.modal-close:hover{background:var(--accent);color:#fff;transform:rotate(90deg);}
.modal-content h2{margin-bottom:18px;}
.modal-content h3{margin-top:20px;margin-bottom:8px;font-size:1.15rem;}
.modal-content p,.modal-content li{margin-bottom:10px;font-size:.95rem;color:var(--muted);}
.modal-content ul{padding-left:20px;}
@keyframes fadeIn{from{opacity:0;}to{opacity:1;}}

/* ========== SCROLL REVEAL ========== */
.reveal{opacity:0;transform:translateY(30px);transition:opacity .8s ease,transform .8s ease;}
.reveal.visible{opacity:1;transform:translateY(0);}

/* ========== RESPONSIVE ========== */
@media (max-width:992px){
  .nav-links{
    position:fixed;top:74px;left:0;right:0;
    background:#fff;flex-direction:column;padding:30px;
    box-shadow:0 10px 30px rgba(0,0,0,.1);
    transform:translateY(-150%);transition:transform .4s ease;
    gap:18px;
  }
  .nav-links.open{transform:translateY(0);}
  .menu-toggle{display:block;}
  .hero-grid,.about-grid,.contact-grid{grid-template-columns:1fr;}
  .hero-visual{height:420px;order:-1;}
  .features-grid,.service-grid.cols-3,.reviews-grid,.pricing-grid{grid-template-columns:1fr 1fr;}
  .process-grid{grid-template-columns:1fr 1fr;}
  .process-grid::before{display:none;}
  .metrics-grid{grid-template-columns:1fr 1fr;}
  .footer-grid{grid-template-columns:1fr 1fr;}
}
@media (max-width:640px){
  section{padding:70px 0;}
  .features-grid,.service-grid.cols-3,.service-grid.cols-2,.reviews-grid,.pricing-grid,.vm-grid,.process-grid{grid-template-columns:1fr;}
  .form-grid{grid-template-columns:1fr;}
  .form-wrap{padding:30px;}
  .footer-grid{grid-template-columns:1fr;}
  .footer-bottom{flex-direction:column;text-align:center;}
  .footer-legal a{margin:0 10px;}
  .cta-section,.metrics{padding:50px 26px;}
  .price-card.featured{transform:scale(1);}
}

/* ===== MULTI-PAGE INNER PAGE SUPPORT ===== */
.inner-hero{padding:150px 0 80px;background:var(--gradient-soft);text-align:center;}
.inner-hero h1{margin-bottom:16px;}
.inner-hero p{max-width:760px;margin:0 auto;font-size:1.08rem;}
.page-content{padding:80px 0;}
.legal-page .form-wrap{max-width:980px;margin:0 auto;}
.legal-page h2{margin:34px 0 12px;}
.legal-page h3{margin:24px 0 10px;}
.legal-page ul{padding-left:22px;color:var(--muted);margin-bottom:18px;}
.legal-page li{margin-bottom:8px;}
@media(max-width:640px){.inner-hero{padding:125px 0 65px;}}