Frequently Asked Questions
Everything you want to know before working with Grow Ur Hard Earned Savings.
Yes. We are fully licensed in Vermont and operate across all 50 states through compliant partnerships with FDIC-insured lenders, top-rated insurance carriers, and SEC-registered investment advisors.
Most personal and auto loans are pre-approved within 24 hours. Home loans typically take 21–30 days depending on documentation. Business loans range from 3–10 days.
Never. Every fee is disclosed in writing before you sign. We operate on a transparent fiduciary model — your interests come first, always.
Our Starter plan begins at $500. Professional portfolios typically start at $25,000, and our Wealth Elite tier is designed for clients with $500,000+ in investable assets.
Absolutely. We specialize in credit repair, secured loans, FHA mortgages, and subprime financing. Many of our clients start with scores below 620 and rebuild significantly within 6–12 months.
Yes. We use 256-bit AES encryption, SOC 2 Type II certified infrastructure, biometric login, and never store raw passwords or card numbers on our servers.
No. We serve clients nationwide through secure video consultations, digital signatures, and a fully online client portal. You can manage everything from your phone.
You can cancel or switch plans at any time with 30 days' notice. There are no exit fees, no penalties, and no pressure to stay. Your account transfers seamlessly to your new provider.